{"id":1118,"date":"2023-01-29T20:54:34","date_gmt":"2023-01-29T20:54:34","guid":{"rendered":"https:\/\/demo.forusinvest.com\/?page_id=1118"},"modified":"2026-04-09T10:25:01","modified_gmt":"2026-04-09T10:25:01","slug":"credit-scores","status":"publish","type":"page","link":"https:\/\/forusinvest.com:443\/en\/credit-scores\/","title":{"rendered":"Credit Score"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; background_position=&#8221;right top&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1674825579851{padding-top: 50px !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}&#8221;][vc_column overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1674826900720{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 100px !important;padding-bottom: 100px !important;background: #f4f8fe url(https:\/\/forusinvest.com\/wp-content\/uploads\/2023\/01\/Vector.png?id=667) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;border-radius: 20px !important;}&#8221; el_class=&#8221;page-titlebar&#8221; padding_tablet=&#8221;50px 30px 50px 30px&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-LOuEJm5RIC\">\r\n\t\t<h1 class=\"sh-heading-content size-xxl\">\r\n\t\t\tForus Risk Score\t\t<\/h1>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-LOuEJm5RIC .sh-heading-content {font-weight: 700!important;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-X8OeBHZLPR  \" style=\"height: 20px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        \r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-TPmWzBRuEf\">\r\n\t\t<h1 class=\"sh-heading-content size-m\">\r\n\t\t\tCredit Risk and Due Diligence\t\t<\/h1>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-TPmWzBRuEf .sh-heading-content {font-weight: 400!important;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-fsD8Ly2AkP  \" style=\"height: 20px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        \r\n<div id=\"text-block-mK3gixWHQf\" class=\"sh-text-block\">\r\n\tAs part of our risk assessment, we\u2019re evaluating different aspects of investment opportunities on our platform. To help you make informed decisions about investing in finances, we express our findings with the Forus Risk Score. The Forus Risk Score is calculated from 6 sub scores that we assign for the company\u2019s finance portfolio performance, the efficiency of finance servicing, buyback strength, and operational efficiency and money cycle.<\/div>\r\n            <style type=\"text\/css\">\r\n                #text-block-mK3gixWHQf {margin: 0px 0px 15px 0px;}#text-block-mK3gixWHQf a:hover,#text-block-mK3gixWHQf a:focus {color: #2b4d74;}#text-block-mK3gixWHQf .drop-cap {font-weight: bold;font-size: 50px;display: block;float: left;margin: 8px 10px 0 0;}#text-block-mK3gixWHQf p {margin-bottom: 0;}            <\/style>\r\n        [\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675027913359{padding-top: 100px !important;padding-bottom: 40px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-iM9TYmqOWV\">\r\n\t\t<h1 class=\"sh-heading-content size-xl\">\r\n\t\t\tForus Risk Score\t\t<\/h1>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-iM9TYmqOWV .sh-heading-content {font-weight: 700!important;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-zUnJyH8IFP  \" style=\"height: 20px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        \r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-SkXY8qRMOZ\">\r\n\t\t<h1 class=\"sh-heading-content size-m\">\r\n\t\t\tAll scores and sub scores have the same range, but with difference in interpretation\t\t<\/h1>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-SkXY8qRMOZ .sh-heading-content {font-weight: 400!important;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-p28FTCSn7w  \" style=\"height: 20px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        \r\n<div id=\"text-block-CYfdHT6xr2\" class=\"sh-text-block\">\r\n\tBefore we onboard a lending company, we put it through a series of checks and evaluate investment opportunities and their aspects with the Forus financial and non-financial parameters. We continue monitoring the lending companies and regularly updating rating and the Forus Risk Score for the investment opportunities they offer<\/div>\r\n            <style type=\"text\/css\">\r\n                #text-block-CYfdHT6xr2 {margin: 0px 0px 15px 0px;}#text-block-CYfdHT6xr2 a:hover,#text-block-CYfdHT6xr2 a:focus {color: #2b4d74;}#text-block-CYfdHT6xr2 .drop-cap {font-weight: bold;font-size: 50px;display: block;float: left;margin: 8px 10px 0 0;}#text-block-CYfdHT6xr2 p {margin-bottom: 0;}            <\/style>\r\n        [\/vc_column][vc_column width=&#8221;1\/2&#8243;]\r\n<div id=\"single-image-dPJvHywNml\" class=\"sh-single-image  \">\r\n\t<div class=\"sh-element-margin\">\r\n\r\n\t\t\r\n\t\t\t<div class=\"sh-single-image-container\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img class=\"sh-image-url\" src=\"https:\/\/forusinvest.com:443\/wp-content\/uploads\/2023\/01\/instructions-image.0eba72bb.png\" alt=\"instructions-image.0eba72bb\" \/>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #single-image-dPJvHywNml {text-align: right;}            <\/style>\r\n        [\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1680439161291{padding-top: 100px !important;padding-bottom: 40px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;]\r\n<div id=\"single-image-TPAHxrgIwf\" class=\"sh-single-image  \">\r\n\t<div class=\"sh-element-margin\">\r\n\r\n\t\t\r\n\t\t\t<div class=\"sh-single-image-container\">\r\n\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img class=\"sh-image-url\" src=\"https:\/\/forusinvest.com:443\/wp-content\/uploads\/2023\/04\/WebsiteImaghe-1-1024x1024-1.png\" alt=\"WebsiteImaghe-1-1024x1024\" \/>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #single-image-TPAHxrgIwf {text-align: left;}            <\/style>\r\n        [\/vc_column][vc_column width=&#8221;1\/2&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-ADTesUf6cF\">\r\n\t\t<h1 class=\"sh-heading-content size-xl\">\r\n\t\t\tForus risk scores\t\t<\/h1>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-ADTesUf6cF .sh-heading-content {font-weight: 700!important;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-23KcByzbln  \" style=\"height: 20px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        \r\n<div id=\"text-block-Bzqr80O5am\" class=\"sh-text-block\">\r\n\tThe Forus Risk Score is a numerical measure that portrays the risk level of a particular investment opportunity on our platform. It\u2019s expressed on an alphabetical from A (low risk) to G (high risk). The calculated alphabetical value is rounded to the nearest letter.<\/p>\n<p><a class=\"chakra-link css-fqev5p\" href=\"https:\/\/forusinvest.com\/wp-content\/uploads\/2019\/03\/scoring-model.pdf\" target=\"_blank\" rel=\"noopener\">Click here for more details<\/a><\/p>\n<p><a href=\"https:\/\/forusinvest.com:443\/wp-content\/uploads\/2026\/04\/NPL-Website-Publishing-31-Mar-26-By-Account.pdf\">NPL<\/a><\/div>\r\n            <style type=\"text\/css\">\r\n                #text-block-Bzqr80O5am {margin: 0px 0px 15px 0px;}#text-block-Bzqr80O5am a:hover,#text-block-Bzqr80O5am a:focus {color: #2b4d74;}#text-block-Bzqr80O5am .drop-cap {font-weight: bold;font-size: 50px;display: block;float: left;margin: 8px 10px 0 0;}#text-block-Bzqr80O5am p {margin-bottom: 0;}            <\/style>\r\n        [\/vc_column][\/vc_row][vc_row background_position=&#8221;right center&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675605648433{padding-top: 100px !important;padding-bottom: 40px !important;background-image: url(https:\/\/forusinvest.com\/wp-content\/uploads\/2023\/01\/Vector.png?id=667) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}&#8221;][vc_column][vc_tta_tabs][vc_tta_section title=&#8221;A&#8221; tab_id=&#8221;a&#8221; el_class=&#8221;risk-a&#8221;][vc_row_inner background_position=&#8221;right bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675564841795{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background: #e8f3ff url(https:\/\/forusinvest.com\/wp-content\/uploads\/2023\/02\/download.png?id=1188) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;border-radius: 20px !important;}&#8221; padding_tablet=&#8221;10px&#8221; el_class=&#8221;credit-score-section-1&#8243;][vc_column_inner width=&#8221;1\/3&#8243;]        <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Safty<\/p>\n        <\/div>\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-tYl5jSouq6  \" style=\"height: 10px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        \r\n<div class=\"sh-heading  \" id=\"heading-3X6up7RQLK\">\r\n\t<div class=\"sh-element-margin\">\r\n\r\n\t\t\r\n\t\t\t<h2 class=\"sh-heading-content size-l text-left\">\r\n\t\t\t\tHighest Safety\t\t\t<\/h2>\r\n\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #heading-3X6up7RQLK .sh-element-margin {}#heading-3X6up7RQLK .sh-heading-content {font-weight: 700!important;}#heading-3X6up7RQLK .sh-heading-content,#heading-3X6up7RQLK .sh-heading-additional-text {}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-btqw32kOo1  \" style=\"height: 20px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_column_text]This rating is considered to have the highest degree of safety regarding timely servicing of financial obligations. Such instruments carry lowest credit risk.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563504220{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-mkSVT4pDCy\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tRating above<br \/>\n12 Months\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-mkSVT4pDCy .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-ZV3UWjrOcw  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                AAA<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                AA+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                AA-<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                AA-<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563708559{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-p31cmkQgbz\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tRating below<br \/>\n12 Months\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-p31cmkQgbz .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-Vlme0fRH97  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A1+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A1+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A1<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A1<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563713601{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-3YwohHKlW4\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tScore\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-3YwohHKlW4 .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-r5v8R0lLM1  \" style=\"height: 40px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                97+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                95+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                93+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                91+<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;5\/12&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-TJ9rH2bqAw\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tDefenition\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-TJ9rH2bqAw .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-ypbZC9AHrD  \" style=\"height: 40px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: end;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have the highest degree of safety regarding timely servicing of financial obligations. Such instruments carry lowest credit risk.<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have a very high degree of safety regarding the timely servicing of financial obligations. Such instruments carry very low credit risk<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have the highest degree of safety regarding timely servicing of financial obligations. Such instruments carry lowest credit risk.<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have a very high degree of safety regarding the timely servicing of financial obligations. Such instruments carry very low credit risk<\/p>\n        <\/div>\n        [\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=&#8221;middle&#8221; background_position=&#8221;right bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675602857395{margin-top: 40px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #e8f3ff !important;background-position: 0 0 !important;background-repeat: no-repeat !important;border-radius: 20px !important;}&#8221; padding_tablet=&#8221;10px&#8221; el_class=&#8221;credit-score-section-2&#8243;][vc_column_inner width=&#8221;1\/3&#8243;]\r\n<div class=\"sh-heading  \" id=\"heading-JscYSqGzUi\">\r\n\t<div class=\"sh-element-margin\">\r\n\r\n\t\t\r\n\t\t\t<h2 class=\"sh-heading-content size-l text-left\">\r\n\t\t\t\tCredit Rating Methodology\t\t\t<\/h2>\r\n\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #heading-JscYSqGzUi .sh-element-margin {}#heading-JscYSqGzUi .sh-heading-content {font-weight: 700!important;}#heading-JscYSqGzUi .sh-heading-content,#heading-JscYSqGzUi .sh-heading-additional-text {}            <\/style>\r\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603182666{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-3 vc_col-md-3 vc_col-xs-9&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-0qWstBAN2i\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tQuantitative analysis \t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-0qWstBAN2i .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-X6OETiy73C  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .7rem; line-height: .75rem;\"\n            >\n                Income Statement Liquidity, scope of operations, etc<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Balance Sheet<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Others<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #0a0a0a; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Score<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603203481{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-1 vc_col-md-1 vc_col-xs-3&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-mJNlLkOKtF\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tWeight\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-mJNlLkOKtF .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-mLqlhDcV7s  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                20%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                30%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                10%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                60%<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603424538{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-3 vc_col-md-3 vc_col-xs-9&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-fLAP8MkzOi\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tQuantitative analysis \t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-fLAP8MkzOi .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-FVGrCnt1Xa  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Commercial Operations<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Balance Sheet<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Others<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #0a0a0a; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Score<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_col-lg-1 vc_col-md-1 vc_col-xs-3&#8243; css=&#8221;.vc_custom_1675603566236{padding-right: 0px !important;padding-left: 0px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-3tYHkhgFw9\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tWeight\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-3tYHkhgFw9 .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-GHlnPbhsoe  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                20%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                30%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                10%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                60%<\/p>\n        <\/div>\n        [\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;B&#8221; tab_id=&#8221;b&#8221; el_class=&#8221;risk-b&#8221;][vc_row_inner background_position=&#8221;right bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675610795473{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background: #e1f6fd url(https:\/\/forusinvest.com\/wp-content\/uploads\/2023\/02\/b.png?id=1220) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;border-radius: 20px !important;}&#8221; padding_tablet=&#8221;10px&#8221; el_class=&#8221;credit-score-section-1&#8243;][vc_column_inner width=&#8221;1\/3&#8243;]        <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Safty<\/p>\n        <\/div>\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-h56HbLCrGt  \" style=\"height: 10px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        \r\n<div class=\"sh-heading  \" id=\"heading-xSVGyC4DIB\">\r\n\t<div class=\"sh-element-margin\">\r\n\r\n\t\t\r\n\t\t\t<h2 class=\"sh-heading-content size-l text-left\">\r\n\t\t\t\tHigh Safety\t\t\t<\/h2>\r\n\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #heading-xSVGyC4DIB .sh-element-margin {}#heading-xSVGyC4DIB .sh-heading-content {font-weight: 700!important;}#heading-xSVGyC4DIB .sh-heading-content,#heading-xSVGyC4DIB .sh-heading-additional-text {}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-f3PktoGVIB  \" style=\"height: 20px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_column_text]This rating is considered to have a high degree of safety regarding timely servicing of financial obligations. Such instruments carry very low credit risk.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563504220{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-SNW3kjRscH\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tRating above<br \/>\n12 Months\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-SNW3kjRscH .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-cEb6MSusPv  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A-<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563708559{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-BE1oUvYA2Z\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tRating below<br \/>\n12 Months\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-BE1oUvYA2Z .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-cUIgN7enZo  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A2+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A2<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A2<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563713601{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-bD2M5jLHax\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tScore\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-bD2M5jLHax .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-BcFJAdN9yQ  \" style=\"height: 40px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                86+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                78+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                71+<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;5\/12&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-zVF1DilpqK\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tDefenition\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-zVF1DilpqK .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-z5xVPhNBEn  \" style=\"height: 40px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: end;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have a high degree of safety regarding the timely servicing of financial obligations. Such instruments carry low credit risk.<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have a high degree of safety regarding the timely servicing of financial obligations. Such instruments carry low credit risk.<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have a high degree of safety regarding the timely servicing of financial obligations. Such instruments carry low credit risk.<\/p>\n        <\/div>\n        [\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=&#8221;middle&#8221; background_position=&#8221;right bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675610336117{margin-top: 40px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #e1f6fd !important;background-position: 0 0 !important;background-repeat: no-repeat !important;border-radius: 20px !important;}&#8221; padding_tablet=&#8221;10px&#8221; el_class=&#8221;credit-score-section-2&#8243;][vc_column_inner width=&#8221;1\/3&#8243;]\r\n<div class=\"sh-heading  \" id=\"heading-kOAUM5YPaL\">\r\n\t<div class=\"sh-element-margin\">\r\n\r\n\t\t\r\n\t\t\t<h2 class=\"sh-heading-content size-l text-left\">\r\n\t\t\t\tCredit Rating Methodology\t\t\t<\/h2>\r\n\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #heading-kOAUM5YPaL .sh-element-margin {}#heading-kOAUM5YPaL .sh-heading-content {font-weight: 700!important;}#heading-kOAUM5YPaL .sh-heading-content,#heading-kOAUM5YPaL .sh-heading-additional-text {}            <\/style>\r\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603182666{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-3 vc_col-md-3 vc_col-xs-9&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-mExq7KWhcz\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tQuantitative analysis \t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-mExq7KWhcz .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-doab2MNsqW  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .7rem; line-height: .75rem;\"\n            >\n                Income Statement Liquidity, scope of operations, etc<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Balance Sheet<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Others<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #0a0a0a; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Score<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603203481{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-1 vc_col-md-1 vc_col-xs-3&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-T9Ao45SfzV\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tWeight\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-T9Ao45SfzV .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-wqOlvzKY0N  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                20%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                30%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                10%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                60%<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603424538{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-3 vc_col-md-3 vc_col-xs-9&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-91ionwkGm2\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tQuantitative analysis \t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-91ionwkGm2 .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-CAblqKHk2P  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Commercial Operations<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Balance Sheet<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Others<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #0a0a0a; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Score<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_col-lg-1 vc_col-md-1 vc_col-xs-3&#8243; css=&#8221;.vc_custom_1675603566236{padding-right: 0px !important;padding-left: 0px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-DOQxP3KSz6\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tWeight\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-DOQxP3KSz6 .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-ge7EnivtRf  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                20%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                30%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                10%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                60%<\/p>\n        <\/div>\n        [\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;C&#8221; tab_id=&#8221;c&#8221; el_class=&#8221;risk-c&#8221;][vc_row_inner background_position=&#8221;right bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675610807128{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background: #e4fce5 url(https:\/\/forusinvest.com\/wp-content\/uploads\/2023\/02\/c.png?id=1218) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;border-radius: 20px !important;}&#8221; padding_tablet=&#8221;10px&#8221; el_class=&#8221;credit-score-section-1&#8243;][vc_column_inner width=&#8221;1\/3&#8243;]        <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Safty<\/p>\n        <\/div>\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-Gf6KhLsr5c  \" style=\"height: 10px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        \r\n<div class=\"sh-heading  \" id=\"heading-LE1ipZoGUQ\">\r\n\t<div class=\"sh-element-margin\">\r\n\r\n\t\t\r\n\t\t\t<h2 class=\"sh-heading-content size-l text-left\">\r\n\t\t\t\tAdequate Safety\t\t\t<\/h2>\r\n\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #heading-LE1ipZoGUQ .sh-element-margin {}#heading-LE1ipZoGUQ .sh-heading-content {font-weight: 700!important;}#heading-LE1ipZoGUQ .sh-heading-content,#heading-LE1ipZoGUQ .sh-heading-additional-text {}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-mrDUjWgFL7  \" style=\"height: 20px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_column_text]This rating is considered to have an adequate degree of safety regarding timely servicing of financial obligations. Such instruments carry low credit risk.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563504220{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-892r60hQgS\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tRating above<br \/>\n12 Months\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-892r60hQgS .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-ujYiAv8z64  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                BBB+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                AA+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                BBB-<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563708559{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-WxCNYSOU8r\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tRating below<br \/>\n12 Months\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-WxCNYSOU8r .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-O9AfokVWSc  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A2+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A2<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A2<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563713601{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-hpOYS1B7Rl\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tScore\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-hpOYS1B7Rl .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-Qie2x60JTV  \" style=\"height: 40px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                66+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                61+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                56+<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;5\/12&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-JNs6dXiShm\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tDefenition\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-JNs6dXiShm .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-Sb9kPB6Mq0  \" style=\"height: 40px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: end;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have an adequate degree of safety regarding the timely servicing of financial obligations. Such instruments carry much below moderate credit risk.<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have an adequate degree of safety regarding the timely servicing of financial obligations. Such instruments carry much below moderate credit risk.<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have an adequate degree of safety regarding the timely servicing of financial obligations. Such instruments carry much below moderate credit risk.<\/p>\n        <\/div>\n        [\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=&#8221;middle&#8221; background_position=&#8221;right bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675610388906{margin-top: 40px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #e4fce5 !important;background-position: 0 0 !important;background-repeat: no-repeat !important;border-radius: 20px !important;}&#8221; padding_tablet=&#8221;10px&#8221; el_class=&#8221;credit-score-section-2&#8243;][vc_column_inner width=&#8221;1\/3&#8243;]\r\n<div class=\"sh-heading  \" id=\"heading-xCM2hOGAyr\">\r\n\t<div class=\"sh-element-margin\">\r\n\r\n\t\t\r\n\t\t\t<h2 class=\"sh-heading-content size-l text-left\">\r\n\t\t\t\tCredit Rating Methodology\t\t\t<\/h2>\r\n\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #heading-xCM2hOGAyr .sh-element-margin {}#heading-xCM2hOGAyr .sh-heading-content {font-weight: 700!important;}#heading-xCM2hOGAyr .sh-heading-content,#heading-xCM2hOGAyr .sh-heading-additional-text {}            <\/style>\r\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603182666{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-3 vc_col-md-3 vc_col-xs-9&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-QCalU0DjOP\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tQuantitative analysis \t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-QCalU0DjOP .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-5l4Rx2TOXK  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .7rem; line-height: .75rem;\"\n            >\n                Income Statement Liquidity, scope of operations, etc<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Balance Sheet<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Others<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #0a0a0a; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Score<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603203481{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-1 vc_col-md-1 vc_col-xs-3&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-wiBKT7Vj80\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tWeight\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-wiBKT7Vj80 .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-lAWJc25S03  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                20%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                30%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                10%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                60%<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603424538{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-3 vc_col-md-3 vc_col-xs-9&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-YcyanrvkdX\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tQuantitative analysis \t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-YcyanrvkdX .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-Q64shpVRmd  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Commercial Operations<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Balance Sheet<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Others<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #0a0a0a; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Score<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_col-lg-1 vc_col-md-1 vc_col-xs-3&#8243; css=&#8221;.vc_custom_1675603566236{padding-right: 0px !important;padding-left: 0px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-YU5PVF2OlL\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tWeight\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-YU5PVF2OlL .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-ZUapiVTmMb  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                20%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                30%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                10%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                60%<\/p>\n        <\/div>\n        [\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;D&#8221; tab_id=&#8221;d&#8221; el_class=&#8221;risk-d&#8221;][vc_row_inner background_position=&#8221;right bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675610821255{margin-top: 5px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background: #fff5d3 url(https:\/\/forusinvest.com\/wp-content\/uploads\/2023\/02\/download-1.png?id=1222) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;border-radius: 20px !important;}&#8221; padding_tablet=&#8221;10px&#8221; el_class=&#8221;credit-score-section-1&#8243;][vc_column_inner width=&#8221;1\/3&#8243;]        <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Safty<\/p>\n        <\/div>\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-QdHVfjA4x8  \" style=\"height: 10px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        \r\n<div class=\"sh-heading  \" id=\"heading-bi8anqsIO7\">\r\n\t<div class=\"sh-element-margin\">\r\n\r\n\t\t\r\n\t\t\t<h2 class=\"sh-heading-content size-l text-left\">\r\n\t\t\t\tModerate Safety\t\t\t<\/h2>\r\n\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #heading-bi8anqsIO7 .sh-element-margin {}#heading-bi8anqsIO7 .sh-heading-content {font-weight: 700!important;}#heading-bi8anqsIO7 .sh-heading-content,#heading-bi8anqsIO7 .sh-heading-additional-text {}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-ifyvEtm6Qx  \" style=\"height: 20px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_column_text]This rating is considered to have less than moderate degree of safety regarding timely servicing of financial obligations. Such instruments carry moderate credit risk[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563504220{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-lwQ2t6hZRb\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tRating above<br \/>\n12 Months\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-lwQ2t6hZRb .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-5P6ub8yclw  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                BB+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                BB<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                BB-<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563708559{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-s8VhGED4Ol\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tRating below<br \/>\n12 Months\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-s8VhGED4Ol .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-cJNXMuLhK3  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A4+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A4<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                A4<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675563713601{padding-right: 5px !important;padding-left: 5px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-GMqjRcCv0W\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tScore\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-GMqjRcCv0W .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-KTUSrklfyH  \" style=\"height: 40px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                53+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                49+<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                45+<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;5\/12&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-XQPgy5eRnj\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tDefenition\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-XQPgy5eRnj .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-mHPCJOKAdg  \" style=\"height: 40px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: end;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have a below-moderate degree of safety regarding the timely servicing of financial obligations. Such instruments carry moderate credit risk.<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have a below-moderate degree of safety regarding the timely servicing of financial obligations. Such instruments carry moderate credit risk.<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: inline-block; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .6rem; line-height: .75rem;\"\n            >\n                This rating is considered to have a below-moderate degree of safety regarding the timely servicing of financial obligations. Such instruments carry moderate credit risk.<\/p>\n        <\/div>\n        [\/vc_column_inner][\/vc_row_inner][vc_row_inner content_placement=&#8221;middle&#8221; background_position=&#8221;right bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675610480428{margin-top: 40px !important;margin-right: 5px !important;margin-bottom: 5px !important;margin-left: 5px !important;padding-right: 30px !important;padding-bottom: 30px !important;padding-left: 30px !important;background-color: #fff5d3 !important;background-position: 0 0 !important;background-repeat: no-repeat !important;border-radius: 20px !important;}&#8221; padding_tablet=&#8221;10px&#8221; el_class=&#8221;credit-score-section-2&#8243;][vc_column_inner width=&#8221;1\/3&#8243;]\r\n<div class=\"sh-heading  \" id=\"heading-8ViXUHpZDb\">\r\n\t<div class=\"sh-element-margin\">\r\n\r\n\t\t\r\n\t\t\t<h2 class=\"sh-heading-content size-l text-left\">\r\n\t\t\t\tCredit Rating Methodology\t\t\t<\/h2>\r\n\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #heading-8ViXUHpZDb .sh-element-margin {}#heading-8ViXUHpZDb .sh-heading-content {font-weight: 700!important;}#heading-8ViXUHpZDb .sh-heading-content,#heading-8ViXUHpZDb .sh-heading-additional-text {}            <\/style>\r\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603182666{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-3 vc_col-md-3 vc_col-xs-9&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-hYAxiLdk5I\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tQuantitative analysis \t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-hYAxiLdk5I .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-Jwe83GmclQ  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: .7rem; line-height: .75rem;\"\n            >\n                Income Statement Liquidity, scope of operations, etc<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Balance Sheet<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Others<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #0a0a0a; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Score<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603203481{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-1 vc_col-md-1 vc_col-xs-3&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-TumiKjyOSl\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tWeight\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-TumiKjyOSl .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-QKRpaOV21w  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                20%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                30%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                10%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                60%<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675603424538{padding-right: 5px !important;padding-left: 5px !important;}&#8221; offset=&#8221;vc_col-lg-3 vc_col-md-3 vc_col-xs-9&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-R1nHfADMxd\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tQuantitative analysis \t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-R1nHfADMxd .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-NzJe8pSvCE  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Commercial Operations<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Balance Sheet<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Others<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: start;\">\n            <p\n                style=\"color: #0a0a0a; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                Score<\/p>\n        <\/div>\n        [\/vc_column_inner][vc_column_inner width=&#8221;1\/12&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_col-lg-1 vc_col-md-1 vc_col-xs-3&#8243; css=&#8221;.vc_custom_1675603566236{padding-right: 0px !important;padding-left: 0px !important;}&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-8Y2N3twS9H\">\r\n\t\t<h2 class=\"sh-heading-content size-custom\">\r\n\t\t\tWeight\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-8Y2N3twS9H .sh-heading-content {font-size: 12px;font-weight: 400!important;color: #0a0a0a;}            <\/style>\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-kfVrxBRsaD  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                20%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                30%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                10%<\/p>\n        <\/div>\n                <div class=\"chip\" style=\"background-color:#ffffff; display: flex; justify-content: center;\">\n            <p\n                style=\"color: #9b9b9b; font-size: 1rem; line-height: 1.5rem;\"\n            >\n                60%<\/p>\n        <\/div>\n        [\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; background_position=&#8221;right top&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1674825579851{padding-top: 50px !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}&#8221;][vc_column overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1674826900720{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 100px !important;padding-bottom: 100px !important;background: #f4f8fe url(https:\/\/forusinvest.com\/wp-content\/uploads\/2023\/01\/Vector.png?id=667) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;border-radius: 20px !important;}&#8221; el_class=&#8221;page-titlebar&#8221; padding_tablet=&#8221;50px 30px 50px 30px&#8221;] Forus Risk Score Credit Risk and Due&#8230;<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/forusinvest.com:443\/en\/wp-json\/wp\/v2\/pages\/1118"}],"collection":[{"href":"https:\/\/forusinvest.com:443\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/forusinvest.com:443\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/forusinvest.com:443\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/forusinvest.com:443\/en\/wp-json\/wp\/v2\/comments?post=1118"}],"version-history":[{"count":95,"href":"https:\/\/forusinvest.com:443\/en\/wp-json\/wp\/v2\/pages\/1118\/revisions"}],"predecessor-version":[{"id":2041,"href":"https:\/\/forusinvest.com:443\/en\/wp-json\/wp\/v2\/pages\/1118\/revisions\/2041"}],"wp:attachment":[{"href":"https:\/\/forusinvest.com:443\/en\/wp-json\/wp\/v2\/media?parent=1118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}